We offer our corporate clients and correspondent banks various types of loans in EUR or USD that are tailored to meet their individual lending requirements. As a specialist in financial services for the Russian market, in particular - another core competency of VTB Bank (Deutschland) AG - this allows us to make a considerable contribution to the success of our clients' (foreign) trade transactions.

Financial Services for Companies

We develop financing concepts to suit our clients using various financing and risk-hedging models.

Sales financing, factoring/forfeiting
We provide export documents in advance, among other things, within the framework of sales financing. We also purchase receivables and issue buyer credit.

Bridging loans
In the case of import business, there may be delays between the payment of the purchase and the receipt of the proceeds of the sale. In such cases, we provide companies with the option of bridging loans.

Traditional short and medium-term loans
Thanks to our expertise and our qualified staff, we are able to respond quickly and appropriately to requests for short and medium-term loans.

Settlement of documents and documentary credit transactions
Thanks to our extensive correspondent relationships to banks in all regions of the Russian Federation, including over 400 banks in Russia alone, VTB Bank (Deutschland) AG is the competent partner for the documentary settlement of trade transactions. We support our clients in hedging trade transactions in connection with export letters of credit from Russian banks in their favour. Where import transactions are concerned, we provide you with advice on performance protection, or develop solutions for payment terms and pre-financing.

Current account loans and fixed interest loans
A current account loan provides maximum flexibility, as clients determine the drawdown and repayment of the loan amount themselves within the framework of the fixed term and amount of the credit facility. Interest is only payable on the amount borrowed in each case.
A loan with a fixed interest rate for the entire term, as well as fixed redemption rates, provides companies with a secure calculation base for their trade transactions.

Financial Services for Correspondent Banks

Documentary business/guarantees
We confirm opened sight or deferred payment documentary credits in the context of German/Russian trade transactions, and, in individual cases, to provide a loan or issue guarantees on behalf of our correspondent banks.

We also offer all common types of financing for import and export transactions, either on a covered or non-covered basis, depending on the client's credit rating.

Bank-to-bank loans
We also provide variable and fixed interest loans to our correspondent banks.